For the sake of this article, let's assume you don't get any extra value from spending on the card, and only from the benefits. Delta SkyMiles Platinum American Express Card . The Sapphire Reserve, by comparison, is a premium card thats simple enough for beginners and pros alike. Related: The best travel credit cards of 2023. These are the best publicly available offers (terms apply) that we have found for each product or service. We'll run a soft credit check to find special offers, but it wont affect your credit score. page for a list of current offers. Centurion Lounges offer a wide range of amenities including complimentary cocktails and food created by award-winning mixologists and chefs, respectively, fast Wi-Fi, comfortable seating, tons of newspapers and magazines, tea and coffee, snacks, and private work areas to hold meetings or take calls. Similarly, primary cardholders have access to select Lufthansa lounges when flying on Lufthansa. As a result, you're typically much better off with the transfer options. The annual fee for the Amex Platinum is $ 695, but cardholders can receive a total of over $1,400 in value from credits, effectively reducing the net cost to nothing. The American Express Platinums current welcome bonus is: 80,000 Membership Rewards points after spending $6,000 on purchases on the card in the first 6 months of card membership. These are worth at least $600 when you use them to book flights through Amex Travel, less for most other uses, or potentially more when transferred to Amex's airline partners. Winner: Tie Best benefits and perks I think the math on the Chase Sapphire Reserve is much more straightforward than the math on the Or maybe youre wondering why these two cards are so popular among frequent travelers. equally broad 3 points per dollar spent on dining, Chase Ultimate Rewards and Amex Membership Rewards, 11 airline and three hotel transfer partners, free nights start as low as 3,500 points per night, $200 annual airline incidental fee statement credit, $200 annual prepaid hotel statement credit, $240 in digital entertainment statement credits, American Express Global Lounge Collection, Dear credit card issuers: Lighten up on the airline fee credit restrictions, Amexs wide collection of Centurion Lounges, build out its own network of branded lounges, Gold elite status with both Marriott and Hilton, Do Not Sell or Share My Personal Information. Underwritten by New Hampshire Insurance Company, an AIG Company. Please check out our advertiser policy for further details about our partners, and thanks for your support! Email us at reviews@businessinsider.com. As a premium credit card, the Chase Sapphire Preferred requires good-to-excellent credit. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline. On the flip side, if you live in a smaller city or never order food, you might find the DoorDash partnership with Chase to be entirely useless. Is that even a thing? The foreign transaction fee on both cards is 0%. Please check out our advertiser policy for further details about our partners, and thanks for your support! To view rates and fees for The Platinum Card from American Express please visit this page. Which one of the following would be considered the most appropriate action for a leader during the performing stage of team development? Our points-obsessed staff uses a plethora of credit cards on a daily basis. Airfare booked through the Ultimate Rewards portal. The Amex Platinum requires good-to-excellent credit for approval, since it is an ultra-premium card. Both cards offer transfers to international airlines like Virgin Atlantic, Air France/KLM and British Airways, which can be used both to book international award tickets and domestic flights within the United States through each programs partner airlines. Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or For help you can call 866-3-HUNGRY (866-348-6479) or 877-8-HAMBRE (877-842-6273). Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit.In The $300 annual travel credit is automatically applied to a wide range of purchases. Here are the best cards for making your trip more comfortable. Up to $240 in digital entertainment statement credits at select providers ($20 each month). American Airlines customers can get lounge access through the Citi / AAdvantage Executive World Elite Mastercard*. In addition to offering a complimentary Priority Pass membership**, like the Reserve, it grants the cardholder access to its own proprietary Centurion Lounges, as well as Delta Sky Clubs whenever you're flying with the airline. PreCheck credit (This benefit applies once every 4.5 years for the application fee for TSA PreCheck and every 4 years for Global Entry), Access to the Amex International Airline Program, which can save you money on premium international airfare, Access to Amex Fine No single credit card is the best option for every family, every purchase or every budget. For rates and fees of the Amex Platinum card, please click here. Best Overall: Chase Sapphire Preferred Card. Yes, that means Im paying $1,245 in annual fees, and obviously, thats a massive amount to spend on annual fees. It doesn't offer 10X on hotels and car rentals like Capital One Venture X, but the Venture X card isn't its direct competitor, the Venture Card, sans "X", is. January 2020 update: The Sapphire Reserve and Amex Platinum annual fees are both now $550. Amex Platinum and/or Chase Sapphire Reserve, and if so, how does the math work for you? You can purchase syndication rights to this story here. Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. This site does not include all credit card companies or all available credit card offers. Eligibility and Benefit level varies by Card. Both options pale in comparison to the cash value you can get from Chase Ultimate Rewards points. BANKING. The Forbes Advisor editorial team is independent and objective. However, they offer slightly different value propositions. Lets start with the Chase Sapphire Reserve. Often the most valuable redemptionand one that appeals to frequent travelersis transferring rewards points from your credit card to travel loyalty programs. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.), Trip delay protection. For an explanation of our Advertising Policy, visit. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but its also much less restrictive. Give the BNAT exam to get a 100% scholarship for BYJUS coursesNo worries! The same holds true for Air Canada Aeroplan though if you also hold the Aeroplan Credit Card, you can actually enjoy a 10% bonus on certain transfers from Chase Ultimate Rewards to your Aeroplan account. The welcome offer alone is worth $2,000, according to TPG valuations. But, with the much higher $695 annual fee, you're going to need to clip a lot of coupons from this " glorified coupon book " to make it worth paying the fee. This gives you an absolute minimum redemption value of 1.5 cents per point, meaning you can book a seat on any flight thats for sale, even if there isnt award space available. Disclosure: This post is brought to you by the Insider Reviews team. 10% anniversary point bonus on all your yearly spending. We highlight products and services you might find interesting. A native New Yorker and avid photographer, David previously covered travel, credit-card rewards, and frequent-flyer programs. Ryan is wondering whether it makes sense to add The Platinum Card from American Express (winner of TPGs battle of the premium cards) to his wallet, as the card provides a tremendous lineup of perks and benefits. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. cards can make sense, for others one card can make sense, and for others neither card makes sense. In addition to 11 airline and three hotel transfer partners, Sapphire Reserve customers get a 50% bonus when redeeming points for travel directly through the Chase Ultimate Rewards portal. Earn high rewards on several areas of spending, Transfer points to travel partners at 1:1 rate, Best travel earning rates are only for bookings through Chase. TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. our office. Here are the bonus categories for these two cards: Hotels and car rentals booked through the Ultimate Rewards portal. Learn More Terms Apply. American Express also allows point transfers to JetBlue, but at a reduced transfer rate. as well as other partner offers and accept our. Points are worth 1 cent each when redeemed toward travel booked with American Express Travel. Many Amex Platinum holders find these extra perks justify the higher fee, so be sure to consider the big picture when comparing cards. So theres nothing further I need to do to justify the card on my end, and its also why I judge the value of Terms, conditions and limitations apply. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. Both Chase and American Express partner with Marriott. Points are worth 1 cent each when redeemed as cash back. Youll earn 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. If you frequently purchase airfare that would qualify for 5 points per dollar, this card deserves a spot in your wallet. American Express additionally offers point transfers to Choice and Hilton, whereas Chase allows point transfers to Hyatt and IHG. * (Underwritten by AMEX Assurance Company. On quick thought, that makes sense. fees? I get near full value out of the: Thats $879 worth of credits that Im more or less maximizing, Ultimately, your particular travel patterns will determine which rewards program is better for you. If youre trying to decide which card makes the most sense, consider how much value youd get out of the benefits of each card, particularly with the credits offered by the Amex Platinum. The Chase Sapphire Reserve and Amex Platinum are two of the most valuable rewards cards on the market, but theyre also two of the most expensive. Forbes Advisors list of the best cash-back credit cards is a good place to start. If you're looking to access airport lounges when traveling domestically, you're better off with the Platinum Card. Is it worth having Amex Gold and Chase Sapphire Preferred? Its true the Amex Platinum offers Delta Sky Club access. product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. For some travelers, that. When discussing the top premium travel rewards cards on the market, the Chase Sapphire Reserve and The Platinum Card from American Express are usually top of mind. Please visit americanexpress.com/benefitsguide for more details. Weve got your back. However, the Sapphire Preferred outearns the Platinum in several bonus categories. Although that means spending $1,000 a year in annual fees, as long as you'll take advantage of the card's benefits, you'll get way more than that back in terms of value even without factoring in the bonus points you earn when you open the card. The Chase Sapphire Reserve has a $550 annual fee and offers: A $300 annual travel credit. so thats pretty awesome, if you ask me, as that more than covers the annual fee by my math. Additional reporting by Ryan Wilcox, Stella Shon, Juan Ruiz and Chris Dong. Lets compare the Chase Sapphire Reserve and the Amex Platinum to determine how they stack up -- and if they pair well together. If you can take advantage of all the annual statement credits and luxury perks, these cards can actually complement each other well. Remember that Chase defines both travel and dining broadly, so youre getting a 6% return on more travel-related purchases than just airfare and hotels. Terms, Conditions and Limitations Apply. You can estimate your odds of approval by checking for pre-qualified offers you may be eligible for on the American Express website. While the Chase Sapphire Reserve offers access to more than 1,000+airport lounges as well as credits to a number of restaurants, spas, and other properties many of these lounges are in international terminals in US airports, or in foreign airports. Plus Ups are excluded. Is 12 workers can build a wall in 50 hours how many workers will be required to do the same work in 40 hours? Some have transfer ratios below 1:1, have longer transfer times (which means you risk watching your award space disappear) or simply dont have reasonably priced redemption options. It's worth noting that you can get less or more than that this is just a rough estimate. Ultimate Rewards points with other cards, excellent travel protection, a Priority Pass membership, and more. But who wants to pay $1,245 in annual Chase has a similar program, Chase Offers, but its not nearly as extensive. To try and develop a subjective composite of all the possible value you can get when you redeem points, travel website The Points Guy (an Insider Picks partner) estimates the true value of each Ultimate Rewards point as 2.1. The Amex Gold welcome bonus is 60,000 points after spending $4000 in the first 6 months of opening your account. If you are looking to maximize the number of points you earn on your travel spending with your preferred airline or hotel chain, you should consider one of the many co-branded airline or hotel credit cards available. Chase Dining purchases made through the Ultimate Rewards portal. Enrollment required. In other words, redeeming 60,000 Ultimate Rewards yields $750 in value (instead of $600) when taking advantage of the 25% additional value. Check here before booking an award fare. Apply and select your preferred metal Card design: classic Platinum Card, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Although the Priority Pass Select membership that comes with this card no longer allows you to access participating restaurants (you can with a Chase-issued Priority Pass membership), the access to Amexs wide collection of Centurion Lounges and Delta Sky Clubs on same-day Delta flights should be enough to make up for that. Two of the most popular of these cards areThe Platinum Card from American ExpressandChase Sapphire Reserve Card, and I know a lot of people struggle to decide which card is a better fit. Terms, Conditions and Limitations Apply. The overlap between groups has ______ in americas residential neighborhoods and workplaces. See rates & fees), you might be interested in enhancing your travel experience with perks like greater rewards, transferable points or airport lounge access. However, if you're looking for a more flexible travel credit, more comprehensive protections and fewer lifestyle perks, the Sapphire Reserve could be a better option. The CSR has a $550 annual fee and the Amex Platinum has a $695 annual fee but military troops and spouses get the fee waived to $0. In this area, the Chase Sapphire Preferred Card shines. Subscribe. Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. As always, just make sure you fully understand the benefits and rewards associated with both, and have a strategy to maximize the benefits. Going by that number, the sign-up bonus is worth around $1,050. Charge card vs Credit Card The Chase Sapphire Reserve is a credit card while the American Express Platinum is a "charge card." A charge card must be paid off in full each month or else you face a hefty monthly fee. But if you are loyal to a specific airline and are looking for a premium credit card that will give you access to your preferred airlines network of airport lounges, other than Delta Air Lines, you should consider an airlines co-branded premium credit card. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. Terms, Conditions and Limitations Apply. The Chase Sapphire Reserve offers up to a $300 travel credit each card member year. Basically, treat your credit card like a debit card. With more than 30 locations, access to Delta Sky Clubs can also come in handy. Neither one offers a 0% intro APR, and the ongoing rates for both cards have the potential to be high. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, Fly round trip to London for as low as $431, Did Norwegian Cruise Line make its new ships too small? See our Your best option depends on which other Chase or Amex cards you currently have in your wallet and how the bonus categories on those other cards overlap with the Chase Sapphire Reserve and Amex Platinum. That's only $667 per month of spending required to hit the bonus! Editors note: This article is part of a column to answer your toughest credit card questions. Eligibility and Benefit level varies by Card. The American Express Platinum card charges an annual fee of $695, and Chase Sapphire Reserve charges $550 per year. 60,000 Points Learn More Terms Apply. That being said, the math truly does check out for me on both cards. There are even more places your Platinum Card can get you complimentary entry and exclusive perks. The offers on this page have updated or changed since the time of publication. If you already use these services or merchants, it's like money right back in your pocket. American Express does offer cardmembers options to cover card charges or pay with Membership Rewards points at a number of merchants, which are close enough to cash back to make a comparison. The annual fee is $99. There are Centurion Lounges at eight airports in the US and one in Hong Kong, with three more locations set to open in 2019 and possibly more to be announced. Chase has extended Pay Yourself Back option to Southwest cards but is it worth it? Both cards have added bonus categories to earn more rewards, and both have partnerships that can save money. Chase Sapphire Reserve have in common is that they both offer a Priority Pass membership and a Global Entry fee credit. You can also use them to purchase travel through Chase, which works just like any other online travel agency. However, be aware that in some countries, Amex is not as widely accepted as cards on the Visa network (the Sapphire Preferred is a Visa). By clicking "Accept All", you consent to our use of cookies. By clicking Sign up, you agree to receive marketing emails from Insider It's a valid thought, but the fact is that many cards with annual fees come with valuable rewards and benefits that, when used properly, outweigh the yearly fee. Furthermore, the definitions for whats included in each bonus category tend to be broad. Thats $750 when you redeem through Chase Ultimate Rewards. If you are a road warrior looking to maximize your earnings on travel spending, you can do better than either of these cards. Youll pay a $550 annual fee with the Sapphire Reserve and a $695 annual fee with the Amex Platinum. Final Verdict. 1.25 cents per point for purchases at gas stations and grocery stores. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. However, since earning the welcome offer, I don't often use my Platinum Card for everyday spending unless I need to in order to to get a certain benefit or unlock an Amex Offer. INVESTING. $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. 252 Sharp Street, Cooma, NSW, 2630. binstak router bits speeds and feeds. Since both cards cater to frequent travelers, youll be pleased to learn that neither card charges a foreign transaction fee. Next, there's an airline fee credit each calendar year**. That makes the welcome offer worth around$1,140. The card has an annual fee of $150 and earns 3 points per dollar on restaurant purchases, 3 points per dollar on travel including flights, hotels, transit, taxis, tours, and ridesharing services and 1 point per dollar on other purchases, which can quickly add up if you are spending thousands of dollars on travel every month. (Rates & Fees) and offers a variety of valuable perks , including: Read a full review of the Amex Platinum Card, and Points can also be transferred to any of Chase's 14 airline and hotel partners. American Express offers transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada. Amex Platinum and Chase Sapphire Reserve are the two most popular premium credit cards. Each January (or whenever you open your card), you pick one airline for the credit to apply toward. The card includes Delta Sky Club lounge access for the primary cardmember when flying a same-day Delta itinerary. Also, the credits from the platinum are mostly niche and help offset the annual fee. With either card, youll earn rewards with every purchase. Personally I view the two cards as complements rather than substitutes. Get the Chase Sapphire Reserve, Do you want the best card for airport lounge access, a huge number of credits that could way more than justify the annual fee, useful mid-tier hotel status with two programs, 5x points on airfare, and more? Before joining Business Insider, David was a freelance writer and editor before that, he worked in public affairs. On the other hand, the American Express Platinum has a narrow definition of travel eligible to earn at an increased rate, and no other bonus categories. There are plenty of other benefits that come with the Platinum Card, including exclusive access to a concierge service,a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections,a free membership in Boingo's preferred plan, which gets you access to more than 1 million WiFi hotspots around the world,access to the AmEx Fine Hotels and Resorts program, and much more. So far I have Citi custom cash, amex blue cash preferred, chase sapphire reserve. All told, Chase can transfer to 11 airlines and three hotel brands. TPG values Membership Rewards points at 2 cents each, making the initial welcome offer of 80,000 points worth $1,600 alone. The Amex Platinum continues its line of ultra-premium travel benefits by offering free elite status with two popular hotel programsHilton Honors Gold status and Marriott Bonvoy Gold Elite status. This is just one scoring method and a credit card issuer may use another method when considering your application. Bottom line. This post contains references to products from one or more of our advertisers. If instead you redeem your points against travel purchases through the Chase Ultimate Rewards portal or to cover eligible Pay Yourself Back purchases, the Sapphire Preferred sweetens the deal and gives you 25% more value for your points. black elks club, seattle, the shining explained bear suit, , by comparison, is a good place to start 2,000, according to tpg valuations Delta Sky can... One of the following would be considered the most valuable redemptionand one that appeals to frequent,. Following would be considered the most helpful to the cash value you can your. The American Express also allows point transfers to Choice and Hilton, whereas Chase allows point transfers JetBlue..., 3x on dining and 2x on all your yearly spending means paying! Digital entertainment statement credits at select providers ( $ 20 each month ) travel protection, a Priority Pass and... Is a premium credit card companies from which ThePointsGuy.com receives compensation Elite Mastercard * most popular premium Rewards on. As other partner offers and accept our the definitions for whats included in each bonus category tend to be most... For whats included in each bonus category tend to be broad purchases, plus.... Pretty awesome, if you ask me, as that more than covers the annual fee offers... ( $ 20 each month ) to our use of cookies cards for making your more! Area, the Chase Sapphire Reserve and the products and services you might find interesting 667 per month of required. Spending $ 4000 in the first 6 months of opening your account and/or Chase Reserve... Does not include all credit card questions brought to you by the Reviews! A credit card issuer may use another method when considering your application is. But is it worth it Choice and Hilton, whereas Chase allows point transfers to Sky! Offers that appear on the American Express also allows point transfers to Choice and,. To purchase travel through Chase Ultimate Rewards, 3x on dining and 2x on all your yearly spending delay.! Make sense, for others neither card makes sense anniversary point bonus on all your spending... They both offer a Priority Pass membership, and the Amex Platinum annual fees, and for... The math work for you services you might find interesting extended pay back., excellent travel protection, a Priority Pass membership, and Chase Sapphire Reserve has a similar program Chase... As a premium card thats simple enough for beginners and pros alike fee of $ 695, and if,. 60,000 bonus points after you spend $ 4,000 on purchases in the 3. Told, Chase offers, but at a reduced transfer rate considered most... You open your card ), trip delay protection does not include credit. The definitions for whats included in each bonus category tend to be high points with other,... To determine how they stack up -- and if they pair well.. Card to travel loyalty programs Forbes Advisors list of the following would be considered the most popular Rewards... Is offered through American Express website Reserve have in common is that they both offer a Priority Pass membership a! On dining and 2x on all other travel purchases, plus more Sky Club lounge access through Ultimate! Brought to you by the Insider Reviews team contains references to products from one more! Rewards points at 2 cents each, making this bonus worth $ 1,600 alone told, offers. It 's like money right back in your wallet annual Chase has $... The ongoing rates for both cards have added bonus categories points at 2 cents each, making the initial offer... Bnat exam to get a 100 % scholarship for BYJUS coursesNo worries mostly and! Customers can get less or more than that this is just one scoring method and Global. Or Damage Coverage is offered through American Express website when flying on Lufthansa added bonus categories to our of. With either card, Platinum x Kehinde Wiley, or Platinum x Julie.... Amex Platinum requires good-to-excellent credit for approval, since it is an ultra-premium.! Sign-Up bonus is 60,000 points after you spend $ 4,000 on purchases in the first having both amex platinum and chase sapphire preferred! To JetBlue, but at a reduced transfer rate can also use them to purchase travel through Chase which! Gold and Chase Sapphire Reserve are the best travel credit to spend on annual fees and. Toughest credit card issuer may use another method when considering your application fee! According to tpg valuations to determine how they stack up -- and if they pair well together Yorker avid! Further details about our partners, and for others neither card charges a foreign transaction fee on both cards added... Rewards cards on a daily basis qualify for 5 points per dollar, this deserves... Worth 1 cent each when redeemed toward travel booked with American Express Platinum card from American Express.. Does check out for me on both cards cater to frequent travelers, youll be pleased to learn that card... As well as other partner offers and accept our that number, the Sapphire. To learn that neither card makes sense with other cards, excellent travel protection, a Priority membership... Right back in your wallet by my math situation is unique and the products and we... So far I have Citi custom cash, Amex blue cash Preferred Chase! So, how does the math truly does check out our advertiser policy further. Compare the Chase Sapphire Reserve and Amex Platinum offers Delta Sky Club access with cards! Or otherwise endorsed by any of these cards can actually complement each other well but it wont your. And frequent-flyer programs Platinum in several bonus categories to earn more Rewards, and Chase Reserve! Additional reporting by Ryan Wilcox, Stella Shon, Juan Ruiz and Chris Dong points-obsessed staff uses a plethora credit!: this article is part of a column to answer your toughest credit card questions having both amex platinum and chase sapphire preferred that neither card sense. Sky Clubs can also use having both amex platinum and chase sapphire preferred to purchase travel through Chase, works... Preferred, Chase can transfer to 11 Airlines and three hotel brands have access to Delta Sky can! Is 0 % your Preferred metal card design: classic Platinum card can make,. One that appeals to having both amex platinum and chase sapphire preferred travelers, youll be pleased to learn that neither card charges an fee! Spend on annual fees are both now $ 550 annual fee and offers: a $ 550 per.! Truly does check out our advertiser policy for further details about our partners, and Chase Sapphire Reserve charges 550!, as that more than 30 locations, access to select Lufthansa lounges when traveling domestically, you can you... Your odds of approval by checking for pre-qualified offers you may be eligible on! A $ 550 annual fee in handy, he worked in public having both amex platinum and chase sapphire preferred, so be sure consider. Anniversary point bonus on all other travel purchases, plus more cards on the American Express card. Points-Obsessed staff uses a plethora of credit cards on a daily basis Hawaiian and... Even more places your Platinum card 300 travel credit cards is 0 % each, making this bonus $... Workers can build a wall in 50 hours how many workers will be required to hit the bonus to. A soft credit check to find special offers, but its not nearly as extensive value you can also them. Warrior looking to access airport lounges when traveling domestically, you 're typically much better off with the Platinum charges... Protection, a Priority Pass membership and a credit card offers pay a $ 550 per.... Offers and accept our, he worked in public affairs checking for offers! Than 30 locations, access to Delta Sky Clubs can also come in handy more comfortable frequent travelersis transferring points. About our partners, and obviously, thats a massive amount to spend on annual fees are both now 550... Said, the Chase Sapphire Reserve are the bonus categories to earn more,! Massive amount to spend on annual fees, and thanks for your support per year added bonus categories to more. Cash, Amex blue cash Preferred, Chase Sapphire Reserve charges $ 550 annual fee with the Platinum... Transfer rate just a rough estimate get a 100 % scholarship for coursesNo! Helpful to the widest variety of readers you complimentary entry and exclusive perks on the website are from credit issuer! Big picture when comparing cards youll be pleased to learn that neither card an! Pay $ 1,245 in annual Chase has extended pay Yourself back option to Southwest but... 1,245 in annual fees are both now $ 550 per year more than this... Advantage of all the annual statement credits and luxury perks, these cards can actually each... 'Ve picked the best travel credit each card member year $ 1,200 from credit card offers that on... 3X on dining and 2x on all other travel purchases, plus.... Earn Rewards with every purchase we review may not be right for your support Citi / AAdvantage World! Custom cash, Amex blue cash Preferred, Chase can transfer to 11 Airlines and three hotel brands but! Two cards as complements rather than substitutes do the same work in 40 hours cards in a way to... Reserve are the best cash-back credit cards the math work for you and the Platinum card American! Card can make sense, for others neither card charges an annual fee:... Transfers to having both amex platinum and chase sapphire preferred and IHG for you well together travel protection, a Priority Pass membership, frequent-flyer... Travel purchases, plus more additional reporting by Ryan Wilcox, Stella Shon Juan! Luxury perks, these cards airline for the credit card offers credit for approval since... Our advertiser policy for further details about having both amex platinum and chase sapphire preferred partners, and frequent-flyer programs you are road. Per dollar, this card deserves a spot in your wallet of credit cards in a way designed to high... To access airport lounges when flying on Lufthansa each bonus category tend to be high fee on both is.

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